Government Bonds

Low

Federal Government of Nigeria (FGN) Bonds with secure returns

Minimum Investment
₦1,000,000.00
Tenor
5-20 years
Expected Returns
13-15% p.a.
Government guaranteed
Regular coupon payments
Highly liquid

Eurobonds

Medium

Dollar-denominated bonds issued by Nigerian and foreign entities

Minimum Investment
₦5,000,000.00
Tenor
5-10 years
Expected Returns
7-9% p.a.
Dollar returns
International exposure
Portfolio diversification

Corporate Bonds

Medium

Bonds issued by top-rated Nigerian companies

Minimum Investment
₦2,000,000.00
Tenor
3-7 years
Expected Returns
14-16% p.a.
Higher yields
Corporate backing
Regular interest payments

Infrastructure Bonds

Medium

Bonds specifically for funding infrastructure projects

Minimum Investment
₦1,000,000.00
Tenor
7-15 years
Expected Returns
15-17% p.a.
Impact investing
Project-backed
Long-term returns

Green Bonds

Medium

Bonds financing environmentally friendly projects

Minimum Investment
₦1,000,000.00
Tenor
5-10 years
Expected Returns
13-15% p.a.
Environmental impact
Sustainable investing
Regular returns

Sukuk Bonds

Low

Sharia-compliant investment products

Minimum Investment
₦1,000,000.00
Tenor
5-7 years
Expected Returns
13-15% p.a.
Sharia-compliant
Asset-backed
Ethical investing

Treasury Bills

Low

Short-term debt securities issued by the Central Bank of Nigeria

Minimum Investment
₦100,000.00
Tenor
91-364 days
Expected Returns
12-14% p.a.
Government guaranteed
Short-term investment
Zero coupon

Promissory Notes

Low

Government-backed instruments confirming future payments

Minimum Investment
₦500,000.00
Tenor
180-360 days
Expected Returns
13-15% p.a.
Government backed
Fixed returns
Tradeable

Commercial Papers

Medium

Short-term debt instruments issued by corporations

Minimum Investment
₦1,000,000.00
Tenor
90-270 days
Expected Returns
14-16% p.a.
Corporate backed
Higher yields
Short duration

Fixed Deposits

Low

Investments with predetermined tenure and interest rates

Minimum Investment
₦500,000.00
Tenor
30-360 days
Expected Returns
11-13% p.a.
Guaranteed returns
Flexible tenors
Regular income

Equity Mutual Funds

High

Investing in stocks and equities for long-term growth

Minimum Investment
₦50,000.00
Tenor
Open-ended
Expected Returns
15-25% p.a.
Professional management
Portfolio diversification
Capital appreciation

Balanced Mutual Funds

Medium

A mix of equities and fixed income for balanced returns

Minimum Investment
₦50,000.00
Tenor
Open-ended
Expected Returns
12-18% p.a.
Balanced risk-return
Diversified portfolio
Regular rebalancing

Fixed Income Mutual Funds

Low

Investments in treasury bills, bonds, and fixed deposits

Minimum Investment
₦50,000.00
Tenor
Open-ended
Expected Returns
11-15% p.a.
Stable returns
Low volatility
Regular income

Shariah-Compliant Mutual Funds

Medium

Islamic investment products avoiding interest-based earnings

Minimum Investment
₦50,000.00
Tenor
Open-ended
Expected Returns
12-18% p.a.
Sharia-compliant
Ethical investing
Diversified portfolio

Private Equity Investments

High

Investing in private businesses with high growth potential

Minimum Investment
₦10,000,000.00
Tenor
5-7 years
Expected Returns
25-35% p.a.
High growth potential
Active management
Exit opportunities

Real Estate Investment Trusts

Medium

Pooled investments in real estate assets

Minimum Investment
₦1,000,000.00
Tenor
Open-ended
Expected Returns
18-25% p.a.
Property exposure
Regular income
Capital appreciation

Infrastructure Funds

Medium-High

Pooled investments in public infrastructure projects

Minimum Investment
₦5,000,000.00
Tenor
7-10 years
Expected Returns
20-30% p.a.
Impact investing
Long-term returns
Government partnerships