Less than 1 year

Short-term investment

1-3 years

Medium-term investment

3-5 years

Medium to long-term investment

5-10 years

Long-term investment

More than 10 years

Very long-term investment

I would sell immediately

Very low risk tolerance

I would be very concerned and consider selling

Low risk tolerance

I would wait and see before making any decisions

Moderate risk tolerance

I would see it as an opportunity to invest more

High risk tolerance

I would definitely invest more

Very high risk tolerance

Very limited

I have little to no knowledge

Basic

I understand the basics of stocks and bonds

Good

I understand different investment products

Advanced

I actively follow markets and understand complex products

Expert

I have professional investment knowledge

Capital preservation is my priority

I prefer guaranteed returns even if they are low

I prefer stable, reliable returns

I can accept small fluctuations in value

I seek a balance of growth and stability

I can accept moderate fluctuations

I aim for high growth

I can accept significant fluctuations

I seek maximum growth potential

I can accept large fluctuations

No emergency funds

I might need to access this investment for emergencies

Less than 3 months of expenses

I have some emergency savings

3-6 months of expenses

I have a moderate emergency fund

6-12 months of expenses

I have a substantial emergency fund

Over 12 months of expenses

I have very substantial emergency savings